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And every year, more than 280,000 marry someone they met that way. One survey found that Americans are spending nearly a billion dollars for online dating services.

Finally, it's not just for the young and tech savvy.

However, there are exceptions, and you need to be aware of how to keep yourself - and your bank account and savings - protected while meeting people online.

The Risks Privacy Maintain privacy and avoid identity theft or fraud.

It is impossible to get back information once you have given it away.

- Stop communicating with anyone who attempts to pressure you into providing your personal or financial information or who seems to be trying to trick you into providing it.

Don't include your surname or any other identifying information such as your place of work either in your profile or when you first make contact.

As online dating has gotten more popular, it's become more accepted.

Don't include your contact information such as your email address, home address, or phone number in your profile or initial communications.

Take things slowly and share more information when you feel comfortable doing so.

Research shows it may be just as popular with older adults.

Online dating requires some courage and thoughtful planning.

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